1 in 5
U.S. households earning more than USD 150,000 a year live paycheck to paycheck.
Source · Bank of America Institute, 2024
Affiliate Brief · Cohort 2026
Promote a system your audience respects. Earn 60% per sale.
A book, two apps and bonuses for USD 39 for people who work hard and see no order or horizon for their money. 60% commission on front-end and bumps. An editorial product with two apps included, not one more PDF.
01 / The audience · the problem cuts across incomes
It's not a money problem. It's an order problem.
36%
of households in Spain can't cover an unexpected expense with their own resources.
Source · INE, Living Conditions Survey, 202559%
of U.S. adults couldn't cover a USD 1,000 emergency from their savings.
Source · Bankrate, 2025If this hits even high earners, the problem was never income. It's the lack of structure. That's what you give your audience.
02 / Three angles of pain
Why your audience needs it now.
Executive paycheck. Intern's balance.
Works hard, sometimes earns well, and still barely makes it to month's end. It's not a money problem. It's an order problem.
More than half don't trust financial influencers.
44% trust a financial influencer (Edelman 2026). The rest don't. An editorial product with disclaimers wins that ground. A marketplace coach doesn't.
A serious finance app costs more than USD 100 a year.
Here it comes included, usable from day one. It's not book plus PDF, it's book plus a working dashboard.
Three real pains. One operational product.
Why the app sells
You're not selling a PDF. You're selling software that calculates freedom.
The app is a real software product, not filler bonus. It calculates your audience's Freedom Number from their real numbers and puts a date on it. That's the hook that converts: how much capital they need to stop depending on a salary, answered with a figure and a timeline. It's included in the USD 39 and it's lifetime for the first 500, which gives you real urgency to move your list.
Lifetime access for the first 500 buyersNet income · May
USD7,400
15 days to close+4.2% vs April
Spent
$3,840
52% of the month
Invested
$1,776
×1.2 vs target
On track · 15 days to month's close
Auto-reallocation · next review 31.05
Surplus invested: +USD 296 vs target
Your real situation, your simulated future and the next move, in one view.Monthly allocation
Your Freedom Number
USD1.78M
The invested capital whose return covers your expenses, without touching the principal.
You're 14 years away at this pace
A figure and a date, not a feeling.Freedom Number
Financial health
72/100
Solid, with room to improve
- Savings rate24%
- Emergency fund4.2 months
- Debt to income18%
- DiversificationMedium
- Pace to your goalOn time
PrioritizeRaise your emergency fund from 4 to 6 months of expenses.
The coach tells you what to move first.Coach · financial health
App currently in Spanish. English version coming soon.
Available today · promote it
Freedom Calculator, Dashboard, Income, Expenses, Debts, Investments, Goals, Coach with scorecard, and History.
On the way · don't sell it as ready
Receipt scanner and AI coach. Present them as the next update. Promising what isn't there yet drives refunds and burns you with your audience.
Mindset & Goals · lifetime app for the first 500
Before the first dollar, the mind. With a system.
Your purpose, your declaration and a cycle that brings the vision down to the day: monthly goals, weekly objectives, daily focus. Habits, thermostat and a 90-day challenge included.
ES + EN · dark and light mode · your data onlyWe are what we repeatedly do. Excellence, then, is a habit.Will Durant
Goal 1
Launch my second income stream. USD 500 a month before 09.30.
Goal 2
Raise my savings rate from 22% to 26% this month.
Goal 3
The goal: what, how much and by when.
Weeksweekly review
Week 1 · reviewedWeek 2 · reviewedWeek 3 · in progressWeek 4 · pending
Days · Week 3today: day 4
1234567
- Publish the service sales page
- Move the month's surplus to the portfolio
- Call with the first two prospects
From vision to day: month, week and day as a single move.Plan all your cycles
Habit trackerthis month
Review spending 86%
Visualize five minutes 76%
Contribute to the plan 29%
90-day challenge21 / 90consistency challenge
Financial thermostatrecalibrate your set point
Current point
30,000
Desired point
80,000
You recalibrate the level where your money feels comfortable. What gets measured, improves.
Habits, thermostat and ninety days. Consistency does the rest.The modules for your goals and mindset
Mental foundation
Gifts, belief system and ceilings. From there your purpose and your declaration are born.
The cycle
Month, week and day as a single move. With a review at every level.
Tracking
Habits, financial thermostat and a 90-day challenge. What gets measured, improves.
Notes
Free space to think. Ideas are assets too.
Wealth starts in the mind. The system sustains it.
Included with the book
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The complete ecosystem
Everything in one system, not loose pieces.
The book, the two apps and your bonuses. An ecosystem that works with you every day.
04 / Offer · 7.5× ratio
Declared value. Stack included.
Item
Market value
Status
01 · Book · The Money CommandThe complete system that orders money and builds income streams. The base of it all. Includes the book's podcast as reinforcement.67.00 USDIncluded
02 · Salary Negotiation Cheat SheetScript and tactics to raise your pay in the next negotiation. Value you feel in the next paycheck.17.00 USDIncluded
03 · Atlas of Silent WealthThe map to build passive income through investing, step by step and by country. The bridge from saving to investing.27.00 USDIncluded
04 · Side Business GeneratorThe method to build a second income source from zero, from idea to first client. Includes Notion templates.37.00 USDIncluded
05 · Mindset & Goals WorkbookThe system's notebook, digital and printable, to plan your year on paper or on screen. Yours forever.27.00 USDIncluded
06 · The Money Command AppThe living dashboard: it calculates the Freedom Number and tracks it month by month. The book with arms.79.00 USDLifetime · 500
07 · Workbook AppThe same planner made an app: you fill it in, it reminds you and measures your progress. Lifetime for the first 500.39.00 USDLifetime · 500
Declared value
USD293
▼ 87% off · founders only
Price today
USD39
Affiliate commission: 60% on front-end and bumps. USD 23.40 base per closed sale.
A stack defensible piece by piece · 7.5× ratio (not inflated).
05 / Your economy · USD in cash
The real math for you.
Component
Price
Commission
Front-end · bookBase of every closed sale39.00 USD23.40 USD
Order bump · Crypto ManifestoThe map to enter crypto with judgment, no hype.11.50 USD6.90 USD
Order bump · AI ProAutomate the side business with AI, step by step.12.90 USD7.74 USD
Upsell · Real Estate Wealth CycleInvest in pre-construction property and rentals, with guidance.44.00 USD26.40 USD
Your commission per closed sale
On every sale you earn USD 23.40 base. Up to USD 64.44 if the buyer takes all the add-ons.
100 sales/month: from USD 2,340, plus whatever bumps and upsell add. Clean commission, no claw-backs.
Real numbers · 60% commission directly on each component.
Industry studies · how often they sell
The base is yours. The add-ons multiply it.
Funnel studies put the take-rate of an order bump at around 40%, and an upsell between 15% and 30%. We model below that, so we don't over-promise.
USD 2,340
floor per 100 sales, with the base alone.
USD 3,170 to 3,590
range per 100 sales when the add-ons perform.
Estimates based on industry benchmarks and the program's commissions. Your results depend on your traffic and your audience. Source: sales funnel studies, 2024 to 2026.
06 / Market · the gap exists
Market metrics. The gap is measurable.
Internal opportunity score
86/100
Low cost of reach, broad audience, little serious editorial competition and regulatory tailwind for the product with disclaimers.Source · internal scoring, June 2026 (our criteria)
CPM Mexico · Colombia
USD2-4
Versus 20+ USD in the US/EU. Achievable CAC of 15 to 25 USD in a safe zone for a USD 39 front-end.Source · Meta Ads Manager · Q1 2026 benchmarks
Finfluencer fines · FINRA and FCA
USD850K
FINRA's first fine of a finfluencer program (M1 Finance), followed by cases against Public.com and TradeZero. The FCA tightened its regime. An editorial product with disclaimers passes the filter the rule-less promoter doesn't.Source · FINRA and FCA, 2024 to 2025
Trust in finfluencers
44%
44% trust a financial influencer, and among them 57% would act on their recommendation. The trust exists; it's captured by whoever shows up serious.Source · Edelman Trust Barometer 2026
All four variables push in the same direction.
07 / Assets · drop-in for your audience
What's ready for you.
Launch kit · today
5 pieces- Link with UTMconfigurable
- Disclaimers + pixel/UTMclean attribution · ES + EN
- 3 to 4 images 1080×1080anchor lines + metrics · ES + EN
- 1 to 2 stories 1080×1920vertical version · ES + EN
- 2 swipe emailscold + warm · ES + EN
In preparation · not needed to start
4 pieces- 3 video ads 30s · EScold traffic Meta · LATAM
- Affiliate webinar · 45 minhow to sell without coaching
- Organic content playbookadapted framework
- Embeddable freedom calculatorlead magnet
Complete onboarding: one link, ready materials and a commission on every sale.
Founders offer · limited time and spots
Only the first 500. Only 14 days.
Both apps are yours for life if you come in as a founder. The offer closes when the 500 spots fill or when the 14 launch days end. Whichever comes first.
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The line that opens the conversation
Freedom isn't declared. It's built with structure.
Use it in your videos and posts. It's the entry point to the system and makes clear this isn't another guru.
Affiliate registration
affiliate.hotmart.com
60% on the book, the bumps and the Real Estate Wealth Cycle.
Founder spots 500 of 500 founder spots left.
Lifetime apps · first 500 buyers
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